"We have approximately 160 employees, mostly over- the- road truck drivers, spread out all over the United States. We had used traditional benefit brokers for many years up until I met Bill Andersen in August 2020. While using more traditional brokers I became frustrated with the steady increase in premiums for seemingly lower coverage and service levels. My broker was excited when he negotiated a 25% increase down to 20%. The final straw for me was when I asked if the health expenses incurred by my employees had risen proportionally to justify the multiple years of 20%+ increases. When the data came back, our health care expenses per premium dollar went down nearly 50% from the previous year after holding steady the renewal year prior and we were still looking at a 20% increase. Bill showed me how benefit programs work and suggested a few alternatives to manage costs while still maintaining coverage and service levels. This past renewal we saw our premiums remain level for the first time in my career. We are currently eight months before our renewal and Bill is already helping us create and evaluate new alternatives due to the growth our company has experienced. Bill has become a trusted advisor when it comes to creating, evaluating and managing our health benefit options for our employees."

“As a CEO and president of companies, relying on the expertise of an expert in the insurance industry has been critical in constructing and managing our company’s health plans. Bill Andersen is that expert. He has the industry experience as well as knowledge of the most current products and services. Bill’s ability to manage the ever-changing landscape of the insurance industry, and understanding our unique needs made him a perfect partner for our health plans and insurance services."

“I have worked with Bill Andersen for many years. He assisted our company in moving away from the world of traditional fully-insured health plans to partial self-funded solutions over a decade ago. This move has allowed our company to experience years of affordable care, save significant amounts of claims dollars with incentives and initiatives we never could have experienced with fully-insured plans, and helped hundreds of employees to be better consumers of their care. Bill’s creative and visionary contribution to our health plans have contributed significantly to our bottom line."